DEMO MODE — simulated funds only. No real money moves on Flolii yet.
Flolii
🛡️ reserve offline
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Flolii

Welcome

Shared financial support for trusted communities. Log in or create your account.

Open your authenticator app, or paste one of your saved backup codes if you've lost your phone.

No account?

Real account, real credentials. KYC fields are collected + stored but not yet verified (and no real money moves in this demo).

Choose a new password

Enter a new password for your account. For your security, this also signs you out everywhere else.

Terms · Privacy
👋
How the loop works
Anyone can put a dollar on the site. Anyone else — friend or stranger — can claim it, then pay it back with a small surcharge that goes to the depositor. Try it:
  1. Tap + Add money to top up your wallet.
  2. Tap Put on the site to deposit a dollar into the public pool.
  3. Switch to and claim it from The Pool.
  4. Add wallet funds for them, then pay it back — original depositor earns the surcharge.
Your wallet tracker
Tracks your agreements on Flolii — real money moves directly via Venmo/Zelle/cash.
on the site · owe Nothing active.
Borrower ·
Borrow up to / open
Lender ·
Reserve cut pools max
available
Anyone on Flolii can add money here or borrow from it.
Only the owner adds money here — approved members can borrow.
Everyone in this circle can add money and borrow from it.
pending
🔔 requests awaiting your approval
Waiting on owner approval for
💸
This pool is empty. Be the first to put a dollar in.
Nothing available here yet — the owner hasn't added money.
🪣
You haven't deposited or claimed anything yet.
People asking for funds. Fund one and it becomes a loan they pay back to you.
🙋
No open requests. Be the first to ask — tap + Request money.
Public stats — anyone on the network sees the same numbers.
🛡️ Reserve fund
covers + $5 defaults
Repayments
total paid back
Default rate
of closed loops
Avg return time
claimed → put back
Live in the loop
in pool, claimed
Members
verified
Member roster
sorted by trust
  1. Nothing yet. Add a dollar to your wallet to start. No transactions for you yet.

Backend

🔒 Founder only

No other member can see this tab or any of its data. Member emails & activity are private — don't share this screen.

accounts
active now (5 min)
pools
available to claim
active loans
reserve fund
visits today · unique
visits all-time
member notes · this week
🚀 Launch Readiness 🔒 Founder only
/ complete ·
💬 Notes & Reviews 🔒 Founder only
private feedback from members — not shown to anyone else
No notes from members yet. They can leave one from the footer (💬 Leave a note).
Email (Resend)
🔒 Founder only
● Key configured ● No RESEND_API_KEY on this service · from
Accounts ()
No accounts yet.
Recent sign-ins
No sign-in activity yet.
Terms · Privacy ·
© 2026 Flolii. All rights reserved.

Add money to wallet

Simulates a bank transfer in. No real money in v0.2.

$

Withdraw from wallet

Simulated withdrawal for now — adjusts your tracker balance. When the live banking path is wired (Launch Readiness checklist), this will trigger a real ACH payout to your linked bank.

Sends to your linked bank account via ACH. Typically arrives in 1–3 business days.

Available:
$

Put money on the site Add to

Anyone can claim this. They pay it back with a surcharge — that's yours to keep.

Only members of can claim this. They pay it back with a surcharge — that's yours to keep.

$
% — claimer pays this on top

Claimers can't hold it longer than this. Past due, a late fee of %/day kicks in.

From your wallet
Claimer pays back within d
You earn on return

New pool

A private pool only the people you add can see and use.

Request money

Ask the community for funds. When someone funds it, the money's yours and you pay it back by the due date.

$
% — your offer to the funder
You receive
You pay back within d

Two-factor authentication

Security & activity

Your recent sign-ins. If you see something you don't recognize, change your password and log out everywhere.

Signs out every other phone or computer. This device stays in.

💳 Payment handles

Add the handles other members will use to send you money via Venmo, Cash App, or Zelle. Optional — share whichever you actually use. Other members see these on your profile only when you have a loan together.

@
$

Flolii never sees your bank or your transactions — these handles just pre-fill the recipient when someone uses the Venmo/Cash App buttons.

How trust works on Flolii

Two parallel ladders — your Borrower tier sets what you can borrow, your Lender tier rewards how you put money to work. Same person, two journeys.

🎯 Borrower

🤝 Lender

Borrower score

  • • Everyone starts at 10 pts.
  • • Pay back on time → +7 pts
  • • Default → −40 pts
  • • Age bonus up to +5 over time

Lender score

  • • Everyone starts at 10 pts.
  • • Each loan repaid to you → +5 pts
  • • Cumulative volume → +1 / $50 lent
  • • Age bonus up to +5
Anti-abuse: only the first 3 loops with the same partner earn trust pts, and a loan must be held at least 30 min before the repay counts. New accounts wait 1 hr before their first claim. Daily borrow is capped at 2× your tier.

💬 Leave a note

Goes privately to the founder — advice, an idea, a feature you'd love, your honest take. Not shown to anyone else.

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